His eyes slowly flickered open to welcome the subdued light of dawn creeping almost apologetically through half-opened windows. A whiff of aromatic blue mountain beans assaulted his senses. Just outside of the wooden French windows, a myriad of birds flitted excitedly from limb to limb as if brimming with some long anticipated message.

For most parents, planning for a child’s future ranks as the most important and costly exercise that they will ever make after purchasing a home. The presence or absence of a solid plan to provide your child with good quality education will play a critical role in the quality of future that he or she will experience in adult years.

After more than 50 years of Employer-sponsored Superannuation Funds being regulated under The Income Tax Act 1955, Jamaica’s Pensions legislation – The Pensions Act 2005 and the Regulations 2006, came into effect on September 29, 2006.  As a result no Employer can operate a Superannuation Fund that is not registered by the Financial Services Commission (FSC).  The following is an example of the Jamaican laws that comprise the Pensions legislation:

The cost of education at the tertiary level has been on the rise and parents are faced with the challenge of being able to afford to send their children to university or college.