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An investment in knowledge always pays the best interest.
-Benjamin Franklin
Long Term Investment
In today’s world, having an investment plan is critical to ensuring that you and your family have funds available for future critical needs or for a better life. Whether it’s saving towards the purchase of a home, for your children’s education of for your retirement, NCBIC has a plan that will satisfy your long term investment needs.

EDUCATION: It is undoubtedly every parent’s wish that their children are successful and that that their children have a better life than they had. Omni Educator is a long term tax-free investment plan that allows parents to save for their children’s tertiary education. It is the only education savings plan in Jamaica that pays a 20% grant on top of interest accrued and is in keeping with our Chairman, Michael Lee Chin’s desire that every Jamaican child should have access to tertiary education.
Features & Benefits
- Tax free investment plan
- Benefits payable for local or overseas study
- Additional 20% grant on top of interest accrued
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HOME DEPOSIT : Many people dream of owning a home but forget that before they can purchase their home, they will need a deposit. Omni is an investment vehicle that puts Jamaicans on the road to purchasing their first home, through monthly or quarterly premiums. One of our financial advisors will be happy to sit with you to tailor a plan that will meet your specific needs. If your goal is to own your home in 5, 6 or 10 years, then we invite you to come and talk with us.
Features & Benefits
- Flexible monthly or quarterly premiums
- Flexibility to add lump sum payments
- Expert financial advice to help you realize your goals

RETIREMENT: In 2003, NCBIC introduced the concept of “needing to retire at 45.” With a proper investment strategy, many are now discovering that it is indeed possible to retire earlier that the traditional retirement age of 65, giving you more time to enjoy life—whether it be traveling the world, focusing on a lifelong passion or spending more time with your grandchildren---in your golden years. Whether you choose to retire at 45, 55 or 65, NCBIC will customize a plan that will help you achieve your goals.
Features & Benefits
- Reach your retirement goals quicker than you’d think
- Flexible monthly or quarterly premiums
- Flexibility to add lump sum payments
- Expert financial advice to help you realize your goals
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