Life happens,
We got you covered

We pride ourselves on providing you with the solutions that give you, your family and your business the security you deserve.

Our story

About NCB Insurance Agency

NCB Insurance Agency (NCBIA) is the dedicated insurance brokerage and financial protection arm of the NCB Financial Group, Jamaica’s largest financial services provider. With a legacy rooted in expertise and reliability, NCBIA serves as a primary gateway for individuals and businesses seeking to safeguard their financial future through world-class insurance solutions.

Following a strategic transition in 2020, NCBIA operates as a corporate insurance agent exclusively distributing the life insurance and annuity products of Guardian Life Limited and Guardian General Jamaica Limited. This partnership combines the vast reach and customer-centric approach of NCB with the specialized underwriting strength of Guardian Life and Guardian General, ensuring clients receive the most robust protection available in the Caribbean.

What we do

We provide insurance solutions for you and your family geared at giving you MORE of the coverage you need. Whether it keeps paying the credit card bill or pays off the mortgage, the coverage you choose can be there when your loved ones need it most.

Individual Life Insurance

NCBIA exclusively sells life insurance products on behalf of Guardian Life Limited (GLL). Here are a few of the products that can help you with anything life throws at you.

ProCare

Cancer, stroke, heart disease and other critical illnesses may wipe out life savings, preventing you from realising your family's dreams. ProCare helps you to be in control by protecting you financially.

ProVision

This is a life insurance, accidental death and dismemberment plan, which covers loss of life or limb. It covers hospitalization costs as a result of accidental injury and carries a small burial plan in the event of death.

Omni Educator

It is undoubtedly every parent's wish that their children are successful and that that their children have a better life than they had. This is a long-term tax-free investment plan that allows parents to save for their children's tertiary education.

Omni

Maximizing on tax-advantaged investment will ensure you receive the best value for your money. This is a long-term tax-free investment plan that allows you to meet your 5, 6 or 10 years goals

Group of people in a circle looking down

Creditor Life Coverage

Loans

Creditor Life Insurance gives the financial organisation protection against outstanding loan obligations in the event of death, diagnosis of a critical illness (heart attack, stroke, or cancer), or involuntary loss of employment.

ProVision

Credit Cards

Most persons do not think about how their debts, including outstanding balances on their credit cards, will be repaid in the event of a critical illness or worse, death and as such, surviving family members are often unexpectedly saddled the burden of these obligations. Recognising that the ability to protect loved ones from this burden would provide credit cardholders with added peace of mind, NCBIA offers Guardian Creditor Life on credit cards. This coverage is on the outstanding credit card balances to protect loved ones from the burden of unanticipated credit card debt.
Contact us for more information on coverage and eligibility.

Guardian General Insurance

We look after your commercial, liability, residential, auto and marine insurance powered by Guardian General Insurance Limited.

MotorGuard

Steer your way into better coverage Guardian Generals Motor Guard Policy, designed just for you. With Guardian General Insurance Jamaica Limited enjoy affordable premiums whilst enjoying great benefits and prompt claims settlement. We also offer Motor Assist for all Third Party and Comprehensive Private Policies!

Motor Assist

This is a 24 hour emergency roadside assistance service available for third party and comprehensively insured private cars and private CMCs up to 5,000 kgs. Enjoy accident scene response, towing, on the spot emergency services and more!

HomeGuard Insurance

Protect your home and family with Guardian General’s HomeGuard. We want to ensure that any loss that may occur to your home or belongings, we provide that financial safety and peace of mind.